Category: Articles

Electrical Surge or Lightning? – May 2022

Electrical Surge or Lightning?

When electrical damage occurs, determining the cause of the event is an important topic for insurance claims. Electrical damage can occur from lightning events, electrical surge from power utilities, water contact, fire events or other electrical malfunctions in the equipment.

Power outages were widespread during the winter storm in 2021.  A power outage can lead to an electrical surge event when power is restored to the home. A safe method to avoid electrical surge damage to equipment is to unplug electrical appliances and devices during a power outage. Turning off circuit breakers is an additional protection to avoid electrical surge damage when power is restored. Power surge suppressors are also a cost-effective addition to electrical distribution panels. Electrical surge can be easier to classify if lightning is not present in the area.

Lightning is a naturally occurring event that can cause severe electrical damage to electrical equipment. Lightning events are well documented occurrences with data measured by the National Lightning Detection Network and other companies. Each network uses hundreds of sensors placed throughout the United States and adjacent countries to collect their data.

Lightning strikes can be classified in a few different ways. A cloud-to-ground lightning strike(stroke) is an electrical discharge between the atmosphere and the ground.  A cloud-to-cloud lightning event is not typically recorded by lightning detection networks. Lightning stroke data includes the date/time, latitude/longitude, peak amplitude, polarity, and determination of whether it was a cloud-to-ground or cloud-to-cloud strike.

A search diameter between 1 to 15 miles is available for most lightning report services. Most lightning network data can detect a strike within seconds of the event occurring with a near 100 percent detection of thunderstorms.  If a lightning detection network report shows no lightning in that location on the day in question that information is very accurate.

For address-specific applications of lightning data, the ability to detect a thunderstorm is not the same thing as detecting every single stroke that contacts the ground.  All networks have a flash detection efficiency of 90-95 percent or greater for cloud-to-ground lightning.  In general, the networks may not record the smallest magnitude lightning strikes accurately.  In addition, during intense thunderstorms when there are many strikes, the sensors can be processing data and resetting after a flash when the next flash occurs, and they may not see the second flash.

All US lightning networks state their median location accuracy is about 1/8 mile.  A large campus property doesn’t generally affect the interpretation of results.  However, for homes in a heavily populated area the 1/8-mile radius around the reported strike point could encompass a number of separate houses. So, while there is a 95 percent chance that the lightning actually struck within approximately 1/8 mile of the pinpoint shown on the data map that might not be at the house selected as the center of the data area.  This image shows a point data map with a 10-mile search radius.

The accuracy of the location is dependent upon the number of sensors that “see” the flash and their locations.  The greater number of sensors that detect a stroke, the more accurately that stroke will be plotted. The fewer sensors that detect the stroke will have a larger error and this will be visualized with a more elliptical or oval shape.  This is illustrated by comparing the point data on the Lightning Stroke Map above with the same data as presented on the Confidence Ellipses map below.  So rather than the strike point always being within 1/8 mile of the point shown on the map in the data report, the actual strike point could be several miles away in the worst cases.  These ellipses have a 99 percent of encompassing the actual strike point.  This image shows the same point data map with the 10 mile search radius with the 99 percent confidence ellipses shown.  Note the large size of some of the ellipses.

In summary, a lightning data report is very accurate when evaluating lightning presence in the area of interest on the date and time of interest.  However, the exact location of the strike may not be as obvious as the reports present.  In these cases, it is important to use information from the scene, including physical evidence and expert evaluation, to determine if lightning actually struck the property or caused damage at the property.


ANDREW LYNCH P.E., CFEI, CVFI, is an Engineer at Haag Global. He has provided expert testimony in cases involving electrical and mechanical damage. Mr. Lynch has taught numerous training sessions on Electrical Engineering to adjusters. He has also presented at various conferences and claims association meetings. Prior to joining Haag, Mr. Lynch was primarily involved in forensic engineering for many years. He also has prior experience in the design and software of robotics, oilfield equipment and medical devices.


Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Global, Inc., Haag Canada, or any Haag companies. 

When BIM & VDC Go Wrong: Legal Challenges to Digital Design & Construction – April 2022

When BIM & VDC Go Wrong:  Legal Challenges to Digital Design and Construction

By Kevin Kianka, P.E.

Disputes involving Building Information Modeling (BIM) and Virtual Design & Construction (VDC) issues are becoming increasingly common in the Architectural, Engineering & Construction (AEC) community.   Whether dues to errors in the creation, management, coordination, or processes these BIM and VDC issues can cause delays to project schedules and impact costs for rework, where they were intended to minimize them.

While BIM and VDC technologies are related, there are some general differences.  BIM creates a digital representation of a physical buildings, while VDC utilizes 3D BIM models and other information to digitally plan out facets of construction projects from estimating costs, sequencing and scheduling, and risk management analysis.

Two key elements of BIM/VDC Projects are the AIA E203 and a BIM Execution Plan. The AIA E203™-2013:  Building Information Modeling and Digital Data Exhibit is attached to an existing AIA agreement between two or more parties (project participants) typically on the AEC side of a contract. It documents, at the outset of a project, the general expectations about how, and the extent to which Digital Data and Building Information modeling will be used and relied upon on the project. A BIM Execution Plan is the project specific framework for the implementation of BIM on a project including project goals, BIM goals, roles and responsibilities, BIM process, BIM Information Exchange, collaboration process, QC procedures, model structure, deliverables, and other elements.

Both BIM and VDC have fundamentally altered the processes related to the design, construction and operations of buildings and facilities and they have been advertised as technologies to reduce the need for claims, disputes, and litigation. While improvements have arisen from implementation of these technologies, there are many instances where disputes have arisen.

Key Legal Issues and Considerations:

  • Responsible control– Defining which parties are responsible for specific elements
  • Level of Development (LOD)– The characteristics and requirements of modeled elements and its metadata.  {Developed by the Association of General Contractors (AGC) BIMForum}
  • Level of Accuracy (LOA)– The accuracy requirements for modeled elements, whether existing or proposed {Developed by the US Institute of Building Documentation (USIBD)}
  • Model use and reliance– How and by whom will the models be used and what can they be relied upon for.
  • Collaboration/Coordination process–  How will the models be coordinated, how often, and what will the process entail.
  • Model Structure– Model elements naming and layering convention.

Haag’s experts have knowledge and experience in dealing with BIM and VDC projects from both design and construction sides and have knowledge and practical use of the AIA E203-2013, BIMForum LOD Standards, and USIBD LOA Specification.

For more information about Haag’s BIM or VDC services, please contact Kevin Kianka, Director of Operations, Technical Services.


About the author:

Kevin Kianka, P.E., serves the Director of Operations, based in Haag’s Sugar Land (Houston), TX office and leads Haag Technical Services efforts nationwide, including all services related to 3D Laser Scanning, 3D Modeling, Drones (sUAV’s), GIS, and other advanced technologies. A licensed Professional Engineer in Texas, New Mexico, Colorado, New Jersey, New York, Pennsylvania, and Florida, Mr. Kianka obtained a Bachelor of Science in Civil Engineering from Drexel University (Philadelphia, PA) and has over 15 years of experience in the field of Engineering.  His work has included bridge and structural design, NBIS (Bridge) inspections, highway and roadway design, land development and site design, stormwater design and management, zoning analysis and 3D documentation, drones (sUAV’s), GIS, and as-built modeling. Since 2008, he has focused on 3D documentation and the completion of Engineering Surveys to assist in the design, investigation and coordination of engineering projects. Mr. Kianka utilizes his design and documentation experience to oversee the 3D Documentation and creation of 3D models, visualization and animations for all projects that Haag completes.

Mr. Kianka oversees Haag’s drone program and maintains a Remote Pilot Certificate – sUAS Rating with the FAA. He is a Director of the US Institute of Building Documentation (USIBD), and is a subcommittee member for ASME B30.32 committee preparing consensus documented related to Unmanned Aircraft Systems used in Inspection, Testing, Maintenance, and Lifting Operations for Cranes.


Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Global, Inc., Haag Canada, or any Haag companies. 

An Update to the Enhanced Fujita Scale – March 2022

AN UPDATE TO THE ENHANCED FUJITA SCALE

by Tim Marshall, P.E., Principal Engineer Emertitus, Meteorologist

 

Dr. Ted (Tetsuya) Fujita created a tornado damage scale in 1970 after the Lubbock, Texas tornado.  The damage scale was divided into six categories where F0 corresponded with minor damage to houses with estimated winds of 40 – 72 mph (18 – 32 m/s) all the way up to F5 where strong frame houses were swept off their foundations in estimated winds of 261 – 318 mph (117 – 142 m/s).  Dr. Fujita determined the failure wind speeds based on dividing the gap between the Beaufort Scale (which mariners use) and the Mach Scale (which aviators use) into 12 non-linear increments.

In the early 2000’s, wind engineering studies showed mounting evidence that wood-framed houses can be completely destroyed at wind speeds less than 261 mph (117 m/s).  Therefore, in 2001, the Wind Science and Engineering Center at Texas Tech University assembled a team of atmospheric scientists and wind engineers and developed the Enhanced Fujita (EF) Scale to address the inconsistencies of the F-Scale.  I was selected along with five other scientists to estimate failure wind speeds to various building types.

In 2007, the National Weather Service (NWS) adopted the EF Scale and began utilizing the recently published EF Scale document to evaluate building damage.  A copy of the EF Scale document can be found online at: https://www.spc.noaa.gov/faq/tornado/ef-ttu.pdf.  This document includes degrees of damage (DODs) to 28 Damage Indicators (DIs) and was much more complex and accurate than the original F Scale.  However, concerns remained about the relationships between the observed DoDs and wind speed ranges. Some DIs had limited guidance available.   Users of the original EF Scale asked for new DIs to be created, especially in rural areas where building DIs are not common. More recently, alternative methods of estimating wind speeds have been published, including mobile Doppler radar measurements, tree-fall pattern analysis, and failure analysis of engineered structures. None of these methods had been included in the process of estimating tornado wind speeds. As a result, there have been awkward adjustments in tornado intensity by the NWS, including El Reno, OK and Bennington, KS in 2013. Additionally, recent research comparing wind speeds estimated from mobile Doppler radar measurements to speeds estimated from damage using the original EF Scale demonstrated an alarming trend, whereby wind speeds in approximately 40% of tornadoes were underestimated by two EF numbers. This means wind speeds for many tornadoes may be on the order of 50 mph greater than is currently being estimated and recorded in the national tornado database using the 2006 EF Scale (which is the dataset that serves as the basis for all tornado hazard maps).

In 2014, the American Society of Civil Engineers (ASCE)/Structural Engineering Institute (SEI) and the American Meteorological Society (AMS) undertook an effort to develop a consensus standard for tornado wind speed estimation. The forthcoming ASCE/SEI/AMS standard, Wind Speed Estimation in Tornadoes, will officially standardize the EF Scale. The committee undertaking this effort is organized into seven subcommittees, which were established to upgrade the EF Scale and develop methodologies to use treefall patterns, radar measurements, in-situ measurements, remote-sensing data and forensic engineering to estimate wind speeds. Requirements for archival of data will also be included in the standard.  Both myself and Dr. Christine Alfano, P.E./CCM with Haag serve on this committee.

Updates to Version 2 of the EF Scale include developing new DIs, such as center pivot irrigation systems, religious buildings, passenger vehicles, and wind turbines, as well as redefining existing ones using knowledge gained from more than two additional decades of conducting damage evaluations using the original EF Scale. Additional updates included combining single- and double-wide manufactured homes into a single DI, creating separate DIs for wood-frame and concrete residences, recategorizing schools as single- or multi-story, and revamping the hardwood and softwood tree DIs to focus on single or multiple trees instead. Wind resistance levels have also been defined to aid in estimating the wind speed associated with specific visible damage. Where new research exists from laboratory, modeling, or other sources of data, wind speeds for specific damage states are also being updated. Updates also include improvements and standardization of the DoDs and associated wind speeds across DIs, and standardization of a procedure for the use of the EF Scale method. Representative damage photographs to serve as guidance, as well as a commentary with references, have been added to each DI. Many of these damage photographs comes from damage surveys that I conducted.  However, the range of wind speeds that fall within each EF Scale category are not anticipated to change.

More than 80 scientists from various disciplines have volunteered their time to develop this standard. Thousands of hours have been put into this effort, and it is anticipated the standard will be published within the decade. Public input will be requested once the draft standard has completed the committee balloting process.  It is anticipated the new standard will be issued within the next few years.  Stay tuned to this blog for future updates.


 

By Tim Marshall, P.E., Meteorologist, Haag Principal Engineer

Tim Marshall is a structural engineer and meteorologist.  He has served as a Haag Engineer since 1983, assessing damage to thousands of structures (particularly damage caused by wind and other weather phenomena). He has written numerous articles, presented countless lectures, and appeared on dozens of television programs in order to share his extensive knowledge re: storms and the resultant damage.  He is a primary author of many Haag Education materials, including the Haag Certified Inspector-Wind Damage course. Mr. Marshall a pioneering storm chaser and was editor of Storm Track magazine. See his profile here.


Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Global, Inc., Haag Canada, or any Haag companies. 

Haag Certified Reviewer & Haag’s Testing Lab, December 2021

Haag Certified Reviewer & Haag’s Testing Lab
Late this summer, Haag hosted Mathew Allen, Founder and CEO of AdjusterTV at our Flower Mound, Texas headquarters. Over the last four years, AdjusterTV has grown into an influential resource, news, information hub for insurance adjusters.
Haag Global is honored to be featured in the December AdjusterTV program where we discuss our all new Haag Certification for inside and field adjusters (Haag Certified Reviewer). Plus, we gave AdjusterTV a behind-the-scenes look at our research and testing lab with some live hail impact and wind testing. Haag’s CEO Justin Kestner, P.E., also shared some insights on Haag’s take on some of the new technology adjusters and engineers are using in the field today.

A big thank you to AdjusterTV.com for featuring Haag, be sure to give our episode a “thumbs up” and give AdjusterTV a follow for some great content for adjusters of all types!

Happy Holidays from Haag Global!


Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Engineering Co., Haag Construction Consulting, Haag Education, or parent company, Haag Global, Inc.

HAIL DENTED MY ROOF INSUALTION – NOW WHAT? November 2021

HAIL DENTED MY ROOF INSUALTION – NOW WHAT?

Large hail falls onto a commercial building covered with a single-ply TPO roof membrane. A roof inspector scours the whole roof front to back and left to right and does not find any hail-caused ruptures, but then notices the insulation is dented…Now what?

Single-ply roofing membranes can be fractured or torn when impacted by hailstones; however, many single-ply systems can resist being damaged by hail (including large hailstones) when the roofing membranes are relatively new and in good condition. Most single-ply systems are installed directly over insulation boards and a hailstorm that doesn’t damage the membrane can still cause dents in the underlying insulation. Concerns often arise about the thermal performance of insulation after being dented by hail.

The thermal performance of insulation is typically quantified by its R-value, which is a measure of heat flow resistance. Heat flow is thermal energy passing through a space due to a difference in temperatures. For example, if a roof is hot on a sunny summer day and the space inside the building is air conditioned, there will be some amount of heat energy flowing into the building through the roof.  Insulation on the roof reduces the rate of heat flow between the roofing and the roof decking, which reduces the heat flow into and/or out of the building.

Insulation R-value can be measured in a laboratory by using a heat flow meter (HFM). In order to determine if the R-value of insulation has been affected by hail-caused dents, samples of insulation can be removed from the roof and the R-value of dented and non-dented insulation can be measured and compared. Haag Research & Testing Co. (HRT) is currently studying the effects hail-caused dents have on the R-value of various types of roofing insulation and has performed R-value testing on numerous samples sent to the HRT laboratory.

HRT is accredited by International Accreditation Service (IAS) to perform ASTM C518 – Standard Test Method for Steady-State Thermal Transmission Properties by Means of the Heat Flow Meter Apparatus, and this test standard is followed by HRT when analyzing the thermal performance of roofing insulation.

Hail-dented insulation can be easily found in non-sheltered portions of the roof provided the hail was large enough and hard enough to cause detectible dents.  Non-dented insulation can be difficult to find after a substantial hailstorm; however, some roofs have tall equipment or taller portions of the building that can shelter a region of the roof from wind-driven hail, which can be useful in finding a sample of non-dented insulation. In the event non-dented insulation cannot be obtained, the R-value of dented insulation can be measured, then a comparable dent can be added to the insulation and the R-value re-measured to reasonably determine if hail-caused dents had a measurable effect on the insulation R-value.

Tests performed on roofing insulation often show little or no measurable change on the insulation R-value due to hail-caused dents; however, if  dents are sufficiently large, deep, or numerous, a subtle change in R-value can be measured. Also, very large hail can crack or rupture insulation, resulting in a thermal short through the insulation which can have a greater influence on the measured R-value. If concerns arise regarding the effects hail-caused dents had on the R-value of a roof, consider taking samples of the insulation for testing.

*More information on R-Value testing by Haag Research & Testing or contact us.


 

Steve R. Smith, P.E., is Director of Research & Testing and a Principal Engineer with Haag Global. He completed nuclear power training with the United States Navy in 1994. He was honorably discharged in 1998 and went to work for Haag Engineering Co. as Senior Laboratory Technician. Steve has performed hundreds of hail impact tests on a variety of products including roofing, siding, and automobiles.  He graduated from the University of Texas at Arlington in 2005 with a Bachelor’s degree in Mechanical Engineering and is a member of the American Society of Mechanical Engineers, the Society of Automotive Engineers, and the National Association of Fire Investigators. Steve has inspected and assessed damage to a number of roof systems, including single-ply systems, composition shingles, cedar shake and shingles, concrete tiles, slates, and built-up roofing. As Director of Research & Testing, Mr. Smith oversees all testing projects, protocols, and manages Haag’s accreditation. Mr. Smith is based at Haag headquarters in Flower Mound, Texas.

Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Engineering Co., Haag Construction Consulting, Haag Education, or parent company, Haag Global, Inc.

CLASSIFYING FIRES, October 2021

Haag Fire O&C is dedicated to providing the highest-quality forensic investigations of fires and explosions in the industry. Our team of seasoned and court-tested investigators is committed to quickly finding the answers you need through industry-recognized scientific methods. With a thorough understanding of subrogation, liability, and fraud, Haag Fire O&C makes your job easier by answering all of your questions for O & C investigation and providing technical reports, if requested, within 5 business days for most non-legal residential and auto assignments. The team is led by Director of Fire Investigation Services, Edward Roberts, IAAI-CFI– a seasoned fire investigator with over 1,500 fire investigations and 25 years of experience investigating fires.

Haag Fire e-Minute:

CLASSIFYING FIRES

Why do we conduct fire investigations and why is it important to correctly classify the type of fire?

Edward G. Roberts, Director of Haag Fire O&C, breaks down the types of fires, why it makes a difference, and who should make that determination.

*More information on Haag Fire O&C and our team of seasoned fire investigators. 

*More information on Haag’s Certified Review Program.


 

Edward G. Roberts, IAAI-CFI, Director of Fire Investigation Services

As Director of Haag Fire O&C, I combine my lifelong experience and training in fire investigations with the training I received as an adjuster to create an approach to fire investigation and report product that best serves your needs through quick response time, clarity, and ease of use. As a member of a number of professional organizations, I am actively and constantly working to improve the industry of fire investigation.

  • IAAI-CFI, CFEI, CVFI, CFII
  • 1500+ fire and explosion origin and cause investigations
  • Court-proven and reliable, including mediation, arbitration, and depositions
  • Published internationally
  • Obtain recorded statements
  • Provide educational programs to insurance and investigation communities

Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Engineering Co., Haag Construction Consulting, Haag Education, or parent company, Haag Global, Inc.

Hurricane GeoPortal: Interactive GIS Data Mapping 

Hurricane GeoPortal: Interactive GIS Data Mapping

Satellite imagery, observed track and positions, forecasted track and positions of Hurricane Ida, August 2021.

In light of very active recent hurricane seasons, it is imperative for many businesses and individuals to have quick and reliable access to key data points. Haag believes that there is no such thing as too much data as long as the data is organized, relevant, and easy to access. The Haag Hurricane Geoportal checks these boxes and much more. It gives power to the user to view multiple datasets, interact with the data, and decide which information is most valuable to them. The Haag Hurricane Geoportal utilizes a map-based interface to provide on-demand access to several useful data sources including:

  • Real-time data for active and recent storms from the current hurricane season
  • Detailed storm data from the past three hurricane seasons with options to filter data based on storm name
  • Wind speeds and pressure at observed positions along a storm’s path
  • Direct access to official National Hurricane Center (NHC) storm reports
  • Radar and aerial imagery data for storms
  • Access to local climatological data reports
  • NEXRAD radar mosaics for current and past storms

Before and after aerial imagery showing damages caused by Hurricane Laura, August 2020.

The Haag Hurricane Geoportal provides timely access to reliable data in one easy-to-use platform. While we can’t stop severe weather from happening, we can create tools to help make proactive planning and recovery much easier. The Hurricane Geoportal is your one-stop shop for keeping an eye on the data for the eye of the storm.

If you would like to learn more about the Haag Hurricane Geoportal, please contact Marcie Deffenbaugh (mdeffenbaugh@haagglobal.com) to view a demo or for more information. Haag’s Hurricane GeoPortal is available via subsciption– one year subscription for $50/month or opt for a month-to-month subscription for $75/month.

Above, zoomed-in view of New Orleans with hurricane warnings for Hurricane Ida, August 2021.

Left, mobile view of observed track, positions, and satellite imagery, as well as forecasted track, positions, error cone of Hurricane Ida.

 


Marcie Deffenbaugh is the Manager of GIS Services for Haag Technical Services, a division of Haag Global, Inc.  In this role, Ms. Deffenbaugh oversees initiatives related to GIS planning, system design, and system administration. She also manages a staff of GIS technicians, analysts, cartographers, and project administrative assistants who provide data validation and project management services for oil and gas clients. As the primary liaison between the client management teams and Haag Technical Services personnel, Ms. Deffenbaugh provides technical consulting services on a regular basis.

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Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Technical Services, Haag Engineering Co., Haag Education, or parent company, Haag Global, Inc.

Dehumidification Basics, August 2021

Dehumidification Basics

By Thomas Culver, CPAU, IICRC- MRS, WRT, FSRT

 

As a Senior Consultant for Haag Construction Consulting, I often find myself reviewing a mitigation estimate that has been included in a file to try to gain a better understanding of what the repair scope should look like. Many of these estimates appear to include an excessive amount of dehumidification equipment based on IICRC recommendations. While there may be loss specific circumstances that support an increase in the amount of equipment required, as a field inspector or desk reviewer, do you have a good understanding of the basic principles that help to determine the amount of dehumidification equipment necessary?

The first variable to consider is the total volume of the room or area in need of drying. This can be as simple as calculating the volume of one room or may involve several rooms. The room(s) may have flat ceilings, or sloped ceilings, in which case you may need to determine the average ceiling height. As a reminder, volume is measured in cubic feet (CF), and the basic formula to determine the total volume of a room is length*width*height (L*W*H). For irregular shaped rooms, you may need to first calculate the total area in square feet (SF), then multiply that by the ceiling height.

The second variable to determine is the class of water loss, which is based on the percentage of the total porous materials that are wet as a result of the loss. For example, a 12’ x 12’ room with 8-foot ceilings would have the following area available, assuming all finish materials are porous:

  • 144 SF ceiling.
  • 4 walls of 96 SF each.
  • 144 SF floor.
    • Total of 672 square feet.

If the floors were completely saturated and all four walls were wet two feet up, there would be 240 SF of affected material. When divided by the total of 672 SF, that would result in approximately 35.7% of the total available area affected. The IICRC has defined the classes of water loss as follows:

  • Class 1: Less than 5% of the available area is affected.
  • Class 2: Between 5% and 40% of the available area is affected.
  • Class 3: More than 40% of the available area is affected.
  • Class 4: Complex assemblies, low evaporation materials. Also referred to as specialty drying.

Each class of water loss has been assigned a class factor that will help to determine how many AHAM pints per day are required for effective dehumidification. The AHAM rating is an efficiency rating applied by the Association of Home Appliance Manufacturers, where equipment is tested in a controlled environment of 80 F and 60% relative humidity. The following chart shows the class factor (X) to be applied based on the determination of the class of water loss.

The formula for determining total required AHAM pints is on the bottom of the class factor chart. Once we have determined the total CF of the drying chamber and the class factor of the loss, we can calculate the total AHAM pints necessary for proper dehumidification of the drying chamber.

If we have a drying chamber of 496 SF with 9-foot ceilings, we will first need to determine the volume of the chamber. 496*9 = 4,464 CF.

If the loss has been classified as a class 2 water loss, we can determine the total AHAM pints needed using the formula above. 4,464/50 = 89.28 AHAM Pints.

Most commercial dehumidifiers publish their efficiency rating in AHAM pints and estimating platforms classify dehumidifier size based on a range of AHAM rating. For example, Xactimate classifies a large dehumidifier as being AHAM certified for 70-109 pints per day. The dehumidifier necessary for the example above would be a large dehumidifier based on AHAM pints.

There is also a consideration needed for total air exchanges per hour. The IICRC recommends three air exchanges per hour for dehumidifiers during mitigation. To determine this number, we must consider the cubic feet per minute (CFM) rating of the dehumidifier. This calculation is less involved since we already know the total volume of the drying chamber. To determine the CFM rating necessary, we can use the following two step process:

  • Volume/60 = CFM (Cubic feet needed per minute for one air exchange per hour.)
  • CFM*3= Total CFM needed for recommended three air exchanges per hour.

Using our drying chamber volume from the previous example of 4,464 CF, we would calculate the following:

  • 4464/60 = 74.4 CFM
  • 4*3 = 223.2 CFM for 3 air exchanges per-hour

Most equipment manufacturers publish their AHAM and CFM ratings which makes it possible to determine if the equipment being utilized during a mitigation project is appropriate for the drying chamber.

As a field inspector or desk reviewer, there are many different situations and scenarios you may encounter, even in a single day. While you likely have a good grasp of the technical knowledge necessary for most of the files you review, everyone comes across a file or situation at some point that is unfamiliar to them. Whether you need a refresher on a subject you don’t encounter on a regular basis or would like to gain more knowledge about a topic that your knowledge is limited, Haag Education may be a great resource!


Thomas Culver, CPAU, IICRC- MRS, WRT, FSRT is an experienced Senior Construction Consultant, with more than 20 years in the construction and insurance restoration industries. In addition to WRT and FSRT certifications, Mr. Culver has obtained the IICRC Mold Removal Specialist (MRS) certification, which is the highest level of certification that IICRC offers for mold. Mr. Culver is also an ITC certified thermographer and Part 107 drone pilot. Mr. Culver and Haag Construction Consulting offers expert witness services, written report of findings following a site inspection or review of file documents, and comparative reports and estimates for mold remediation, water mitigation, and repair files for residential and commercial losses.

Mr. Culver is proficient in Matterport, Xactimate, Moisture Mapper, T&M Pro and Xactanalysis Claims Management. His areas of expertise includes construction, restoration, mitigation, remediation, clerk of works, and litigation support. TCulver@HaagGlobal.com


Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Engineering Co., Haag Construction Consulting, Haag Education, or parent company, Haag Global, Inc.

 

 

 

Does Haag’s Test Square Method Work for Wind-Related Damage? July 2021

Does Haag’s Test Square Method Work for Wind-Related Damage?
BY SCOTT BALOT, RRO, SENIOR CONSULTANT, HAAG CONSTRUCTION CONSULTING, AND JONATHAN GOODE, Ph.D., P.E., PRINCIPAL ENGINEER, ASSOCIATE VP OF ENGINEERING

 

Basic forensic techniques when inspecting for hail-related damages to roof surfaces typically include the method of performing a “test square.”  This method was developed by Haag engineers in the 1960s and is a widely accepted practice to this day and industry standard. (For more information on the history and methodology, see Richard Herzog’s blog post from April 2019. )

The test square works well for hail due to the randomness of hailfall.  Excluding areas that are covered or blocked by obstructions, any one area on the roof has a similar chance of being struck by hail that any other area has on the same roof.  Certainly, there are other variables to hailfall including wind-driven directionality in which hail typically falls and the test square methodology captures this given that test squares are performed on each directional facing slope.

So, what about quantifying wind-related damages in the same manner?  In order to answer that, it is important to understand the two basic types of wind damage that can occur to a roof system.

The first type is called “direct” wind damage.  Direct wind damage consists of material blow-off and material uplift resulting in tears, creases, fastener detachment, or material displacement.  An example would be a creased three-tab shingle.  The second type is called “indirect” wind damage.  Indirect wind damage is experienced when wind-blown debris causes damage upon impact.  An example of this is a satellite dish that is blown over and punctures the roof covering.

Can direct wind damage be quantified using the test square method?

Unlike hail, wind effects on buildings not only vary from the windward slope to the leeward slope, but also differ from the edge of the slopes where materials are most vulnerable to uplift (corners, eaves, rakes), at the top (ridges), and finally to the middle (field).  Installation of roof materials, such as variable fastener placement, condition of materials, such as seal strip bond on asphalt shingles, and slope pitch can also play a role in the effect that wind has on a roof covering throughout each slope.

Because direct wind damages are not consistent throughout each slope, attempting to quantify damages with test squares and extrapolating those results for the entire surface will not accurately represent the number of potentially damaged components.

Can indirect wind damage be quantified using the test square method?

Because indirect wind damage is specific and contained to each item that impacts the roof surface, the only accurate way to quantify indirect damages is on an individual basis and limited to the damages directly caused by wind-blown item.

Conclusion

While the test square method is acceptable for calculating hail-related damages, it is not suitable for determining extent of wind-related damages.  Careful inspection of the entire roof surface should be performed in order to properly assess both types of wind-related damages to obtain accurate amount of area(s) affected.

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Jonathan S. Goode, Ph.D., P.E., serves as Associate Vice President for Haag Engineering Co. and is a Senior Engineer.  Dr. Goode provides engineering consulting and expert witness services.  He has provided expert testimony in cases involving roof and building envelope performance/damage.  Dr. Goode has presented at various conferences and claims association meeting, as well as chapters of the American Society of Civil Engineers.  Dr. Goode holds B.S., M.S., and Ph.D. degrees in Agricultural and Civil Engineering from the University of Georgia, the University of Colorado at Boulder, and Colorado State University.  He is a licensed professional engineer in 17 states and was an Assistant Professor at Oklahoma State University prior to coming to Haag Engineering in 2010.  Dr. Goode has published papers in several peer-reviewed scientific journals.  Dr. Goode is a member of the American Society of Civil Engineers and serves on the Committee on Forensic Practices in the Forensic Engineering Division.

Scott Balot is a Senior Construction Consultant with Haag Construction Consulting with 20+ years’ experience in the construction and insurance industries. Mr. Balot expertise includes knowledge of wind and hail-related evaluations to a wide variety of commercial and residential roof systems and exteriors. These roof systems include installations on multi-family complexes, industrial facilities, restaurants, hotels, shopping centers, commercial facilities, government operations, residences, and many others. Scott has experience in damage assessment, consulting, estimating, negotiation, and project management. Scott previously worked as a Roof Consultant and a Property Claims adjuster for several independent firms in multiple states. Mr. Balot gained extensive knowledge related to claims practices and adjustment processes, and has worked in major catastrophe (hurricane) environments. He has been involved in both residential and commercial losses ranging from storm-related events to fire, theft, water, and vandalism damages. He has also successfully represented clients in appraisal processes.

Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Engineering Co., Haag Construction Consulting, Haag Education, or parent company, Haag Global, Inc.

Building Damage Prevention in Unprecedented Years, June 2021 Blog

Building Damage Prevention in Unprecedented Years

Taking smart preventative steps to ward off damage, defect and deterioration in buildings has always been within the purview of property owners, managers and insurers.

The year 2020 was one of the most extraordinary years in modern history. As the pandemic continues into 2021, the buildings in which we live, learn and work have seen an incredible change in how they are used and occupied, as well as in the level of physical care and maintenance they receive.

Impact of COVID-19

The impact of the global COVID-19 pandemic on our private, public and professional behaviors in addition to the risks these changes pose to the buildings we inhabit has been unprecedented. Additional significant damage occurred due to increased natural disasters such as hail, floods and wildfires in 2020.  According to Swiss Re, “In the US, a record number of severe convective storms caused devastation throughout the year, likely leading to record annual losses in the country for this peril. Australia and Canada suffered significant losses from hail damage in 2020. Canada experienced its costliest-ever hail event in Calgary in June, which led to losses of USD 1 Billion1 .”

Changing Behaviors

Because of the widespread restrictions brought on by COVID-19, people are now spending much more time at home as they adapt to remote work arrangements and are simply going out less often to conduct day-to-day activities like shopping and socializing. Even as restrictions start to ease, many employers are allowing employees to continue work-from-home or hybrid arrangements.

For residential buildings, this has translated into a massive increase in load demand on building structures, finishes, HVAC, plumbing, and electrical services. Concurrently, more use requires more care, maintenance, and repairs.  Such continuous use can, for instance, very often result in increased temperature and humidity levels within a building, which not only increases potential health hazards, such as mold, but can also promote a more rapid deterioration of the building structure.  Increased human presence also adds to the chances of accidental fires being caused by activities like cooking or smoking.

Unused Buildings

Because of the pandemic, many non-residential buildings have been experiencing much less human occupancy than usual, with some of them being virtually unoccupied. However, being unused does not mean they need less care.

Buildings are exposed to natural hazards such as wind, snow, rain, freezing or high temperatures. and water flooding, regardless of their occupancy. In fact, fluctuations in temperature and humidity in non-occupied spaces are different than during normal occupancy periods and require specific programs of maintenance and care.

During cold winter months, there is a higher risk of water damage due to pipe bursts caused by sub-freezing temperatures. Large snow accumulations may be expected on the roofs of buildings that are unoccupied and either unheated or nominally heated. In such cases, roof drains may not operate as intended and cause excessive ponding that can lead to excessive loads, roof leaks, and related issues.

During warmer spring and summer months, storm season can bring periods of heavy rainfall. Roofs and gutters should be kept free of leaves and debris which could also clog drains or gutters. Interiors should be climate-controlled to prevent damage to finishes during very hot days in southern latitudes.

Damage Prevention Complications

Without a doubt, the pandemic has created a raft of complications around damage prevention, monitoring and inspection for unoccupied or partially occupied buildings.

One of the biggest increased risks with such buildings is fire. With reduced on-site security, monitoring and inspection, the likelihood of fires being caused by potential trespassers, deteriorated wiring, faulty fire detection systems and sprinklers turned off, damaged, and/or not maintained is much greater than usual.

Making matters worse is that public health restrictions and lockdowns put strain on the emergency services and supply chains, which affected how building operators protect and preserve their properties following climatic events and other damage-causing incidents.

The key saving grace through all this is that such building component failures as described above can be avoided, or damage mitigated, if key warning signs are observed and recognized, and adequate action taken in a timely manner.

Early Warning Signs

Consideration should always be given to any change in a building’s use, particularly if it is expected to occur over a prolonged period of time. The property owner should put in place adequate measures to look out for early warning signs of potential issues. This will reduce the risk of an incident occurring that results in immediate damage, as well as avoiding the potential of additional damage and costly remedial actions over time if the condition remains unnoticed and unattended.

Considering how the widespread impact of the coronavirus pandemic has continued into 2021, it is incumbent upon building property owners to take every preventative step possible to preserve the upkeep of their physical properties, both to protect their investment and to ensure that the structures and the environments they envelope are ready to welcome the world back in when the time is right.

As the famous philosopher Desiderius Erasmus once said, “Prevention is better than cure.”  We have been reminded of this more than ever in order to protect our health. Same applies to our buildings.

1. “Swiss Re Institute estimates USD 83 billion global insured catastrophe losses in 2020, the fifth-costliest on record”, Swiss Re Group. 15 Dec 2020. https://www.swissre.com/media/news-releases/nr-20201215-sigma-full-year-2020-preliminary-natcat-loss-estimates.html


Sasa Dzekic, M.Eng., P.Eng., is the Practice Lead, Civil/Structural Engineering for Haag Canada. Mr. Dzekic has over 30 years of professional experience in structural engineering involving a wide range of building projects. He specializes in investigation and assessment of failures of buildings and structural systems, and/or their components, and evaluation of structural damage. Mr. Dzekic has conducted structural forensic investigation and assessment, preparation of reports, and expert testimony. He has performed planning and on-site advice with respect to unsafe building conditions and demolition, including temporary measures for structural securing of the buildings. He has conducted structural analysis and design of concrete, steel, wood and masonry structures, review of drawings for building permit purposes, and field review during construction.

For more information on Mr. Dzekic or Haag Canada’s areas of expertise, please visit haagcanada.ca.

Any opinions expressed herein are those of the author(s) and do not necessarily reflect those of Haag Canada, Haag Engineering Co., Haag Construction Consulting, Haag Education, or parent company, Haag Global, Inc.