Insurance Appraisal Services

What is an insurance appraisal?

Most property insurance policies include an appraisal provision that allows either party to invoke a formal appraisal process when the insurer and insured disagree on the amount of a loss. Each side selects a qualified appraiser, and those appraisers select a neutral umpire. The panel determines the binding amount of loss.

Outside of formal appraisal proceedings, appraisers are also used to establish replacement cost values for policy compliance, to support dispute resolution without formal legal proceedings, and to provide an independent basis for settlement negotiations.

Haag's Appraisal Capabilities

Haag appraisers are qualified, experienced professionals with direct construction and forensic consulting backgrounds. Our appraisals cover:

When to Engage Haag

What Makes Haag's Appraisals Different

Roofing Expertise Built on a Century of Field Research

Haag authored the widely used reference on roof damage assessment, a body of work built on technical research, controlled testing, and field experience that spans more than 100 years. That expertise directly supports roof-related appraisals, where accurate identification of damage causation, extent, and repair or replacement cost is frequently the central disputed issue. When a roofing appraisal requires more than a general contractor’s opinion, Haag’s depth of technical knowledge in roofing systems, materials performance, and damage causation is a material advantage.

Certified Appraisal Professionals

Haag appraisers include IAUA-certified professionals who bring structured appraisal methodology and trusted technical judgment to each engagement. That combination produces evaluations that are credible, well-documented, and defensible under scrutiny.

Trusted Judgment

Haag appraisers are known in the industry for professionalism, integrity, and the ability to deliver impartial evaluations. They are skilled at preparing and presenting clear, logical, and technically supported positions, whether in direct negotiation with an opposing appraiser or before an umpire. The goal on every appraisal is a fair resolution grounded in the facts, not an advocacy position dressed up as an independent opinion.

Haag's Track Record

Haag building consultants and appraisers have completed appraisals on industrial, commercial, and residential properties across the country. Our appraisal work is grounded in 100+ years of forensic consulting experience and is held to the same defensibility standard as all Haag work product.

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